Sampo Group

Annual Report 2011
Life Insurance Underwriting Risks
ALM Risks

Market Risks

Market risks refer to fluctuations in the financial results and capital caused by changes in market values of financial assets and liabilities as well as value of insurance liabilities. In Sampo Group, market risks are examined both from an ALM and an investment portfolio risks’ perspective and both angles are taken into account when risks are managed within the investment portfolio management framework.

Life Insurance Underwriting Risks
ALM Risks