As a general principle, the subsidiaries are managed independently from each other. However, certain risk issues should also be assessed on the Group level.
Group Level Risk Considerations
If P&C’s strong underwriting culture forms the foundation for the stable combined ratio development.
P&C Insurance Underwriting Risk
A high quality risk management process is a necessary prerequisite for successful business.
The Objectives, Tasks andMotivation of the Risk
Management Process

Sampo Group is well-prepared for Solvency II requirements.
Risk Management Outlook